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KEYWORD "Mortgage Lending" - 100 RESULTS
How To Finance Different Types of Property Purchase

If you’re moving home and have either plenty of equity or savings you can use for a deposit, plus a decent...

20 April 2024

From: Tax & Finance

Squeezed landlords increasingly tempted by HMO returns

Houses in Multiple Occupation are making up an increasing percentage of buy-to-let business, according specialist lender Shawbrook.  In both 2022 and 2023,...

15 April 2024

From: Breaking News

A Comprehensive Breakdown of Buy To Let in 2024

A comprehensive new survey gives the lowdown on buy to let in the UK. The study, by Uswitch, is lengthy and covers...

13 April 2024

From: The Big Issues

Generation Rent backs building society’s holiday lets mortgage ban

The Generation Rent group has thrown its weight behind a ban on mortgages for holiday homes buyers - and its chief...

26 February 2024

From: Breaking News

Building Society warns it may stop lending on holiday lets

A building society says it is considering ending its policy of lending to buyers of holiday lets. Martese Carton, the director of...

09 January 2024

From: Breaking News

Landlords lose £4,000 per property in a year - new research

Yearly returns on the average buy-to-let property in the UK were over £4000 lower in June 2023, compared to the same...

01 September 2023

From: Breaking News

Lender banning second homes now suspends arrears fees

A building society that last summer scrapped all lending on some holiday homes has now come up with another unusual policy...

27 February 2023

From: Breaking News

Another house price fall - is forced selling on the horizon?

December saw a further sharp slowdown in annual house price growth to 2.8 per cent from 4.4 per cent in November...

03 January 2023

From: Breaking News

The ‘F’-word - house prices to fall whatever the agents call it

The Guild of Property Professionals has issued a warning that house prices are going to fall. A 645-word statement from the Guild...

06 December 2022

From: Breaking News

Fewer mortgages available in rest of 2022 - forecast

Mortgage activity is forecast to fall by six per cent by year-end as the market feels the brunt of interest rate...

17 August 2022

From: Breaking News

Rent Controls don't work - study is warning to UK lettings sector

A study of what has happened to a private rental sector hit by rent controls provides lessons to those in the UK...

27 May 2022

From: Breaking News

Increasing your portfolio? Don’t panic buy, landlords told

Landlords are being advised not to panic buy ahead of what may be more difficult lending conditions as the cost of...

26 May 2022

From: Breaking News

Buy To Let loans fall over long term despite recent sector resurgence

Buy To Let may have had a resurgence in the past year but long-term lending patterns suggest landlords have been hit...

28 April 2022

From: Breaking News

Renters are big losers from soaring house prices - mortgage boss

Celebrations amongst landlords and home owners over the latest record house price figures mask growing disadvantages for renters, claims a mortgage...

08 September 2021

From: Breaking News

New service offers incorporation and mortgage lending online

PropTech firms GetGround and Molo are partnering to offer landlords a one-stop-shop for dealing with the administrative details of buy to let...

16 July 2021

From: Breaking News

Crisis, What Crisis? Record pipeline reported by BTL lender

A record pipeline has been reported by one of the leading buy to let mortgage lenders as landlords race to beat...

01 February 2021

From: Breaking News

It's a two-tier rental market with London trailing badly

Zoopla says it’s a two-tier market with London trailing badly trailing the rest of the country. UK rents outside London are up...

10 November 2020

From: Breaking News

Vida launches flexible buy-to-let mortgage

Vida Homeloans has introduced a new flexible mortgage product designed for budding buy-to-let investors including professional and first-time landlords.  The launch of...

24 September 2020

From: Breaking News

Flat owners welcome government response on cladding

The government has published its response to the House of Commons, Communities and Local Government Select Committee’s (HCLG) report on cladding...

09 September 2020

From: Breaking News

Demand from landlords has increased ‘sharply in the last month’

There has been a significant increase in demand for buy-to-let properties in recent weeks, according to Landbay.  It would appear, based on...

30 June 2020

From: Breaking News

The share of buy-to-let mortgages hit 14% in Q1 2020

The share of gross mortgage lending for buy-to-let purposes during the first quarter of the year was 14%, thus supplying around...

10 June 2020

From: Breaking News

New data shows ‘buy-to-let started the year really strongly’

There was an increase in buy-to-let activity in the first three months of 2020, the latest mortgage lending data shows. According to...

05 June 2020

From: Breaking News

Slump in mortgage approvals ‘comes as no surprise’

Mortgage approvals slumped to the lowest on record in April as the UK spent the month in the coronavirus lockdown, the...

03 June 2020

From: Breaking News

OSB increases BTL mortgage lending to 75% LTV

OneSavings Bank (OSB) has increased the loan-to-value (LTV) to 75% across their buy-to-let ranges available through Kent Reliance for Intermediaries, Precise...

20 May 2020

From: Breaking News

Skipton returns to remortgage lending for international buy-to-let investors

Skipton International has returned to remortgage lending for overseas buyers looking to invest in the UK buy-to-let market.  Skipton International had recently...

19 May 2020

From: Breaking News

TMW temporarily withdraws high LTV mortgage lending

The Mortgage Works (TMW) has temporarily withdrawn its high loan-to-value (LTV) buy-to-let mortgage products.  The specialist buy-to-let arm of Nationwide Building Society...

01 April 2020

From: Breaking News

The buy-to-let market is ‘finally starting to show signs that it is regaining strength’

A deluge of taxes and an uncertain market has seen a number of landlords abandon the buy-to-let industry in recent years.  Some...

20 February 2020

From: Breaking News

Paragon sees growth in specialist mortgage business

Paragon’s specialist portfolio buy-to-let lending grew during the final quarter of 2019. Specialist buy-to-let lending was 1.1% higher year-on-year at £375.4m, whilst...

31 January 2020

From: Breaking News

Skipton looks to expand buy-to-let mortgage lending

Skipton International has announced plans to expand its buy-to-let mortgage lending and increase offshore savings deposits. Skipton, which offers buy-to-let mortgages to...

13 November 2019

From: Breaking News

Buy-to-let mortgage activity dips

There was a further increase in mortgage lending for first-time-buyers and home movers in August compared with the previous month and...

16 October 2019

From: Breaking News

Government urged to ‘better support landlords’ to boost supply of rental stock

A growing number of tenants are experiencing rent hikes due to the widening supply-demand imbalance in the market, according to Carter...

11 September 2019

From: Breaking News

Buy-to-let mortgage lending figures ‘are a concern’

Take-up of buy-to-let mortgages slowed in June as economic and political uncertainty caused some buy-to-let investors to adopt a ‘wait and...

16 August 2019

From: Breaking News

Buy-to-let mortgage lending drops 9.1%

Buy-to-let mortgage activity remained sluggish in March with landlord investors taking out just 5,000 new buy-to-let home purchase mortgages, down 9.1%...

17 May 2019

From: Breaking News

Controversial landlord to feature on BBC Panorama tonight

One of the UK’s largest and arguably most controversial buy-to-let landlords who has in the past banned ‘coloured people’ from renting...

18 March 2019

From: Breaking News

Buy-to-let mortgage lending remains sluggish

Buy-to-let mortgage activity remained subdued in January with landlord investors taking out just 5,500 new buy-to-let home purchase mortgages, down 1.8%...

18 March 2019

From: Breaking News

Housing market stalemate means it falls to landlords to ‘pick up the pieces’

The latest UK Finance household lending and deposits data reveals that gross mortgage lending across the residential market dropped in January,...

27 February 2019

From: Breaking News

BTL landlords cool on property purchases

The number of buy-to-let purchases continues to fall, as reflected by a further drop in new buy-to-let mortgage lending. Fresh data from...

18 January 2019

From: Breaking News

Buy-to-let tycoon looks to offload 300 homes

One of the UK’s largest and most controversial private landlords plans to sell his entire portfolio of around 300 residential properties...

15 January 2019

From: Breaking News

Landlords continue to adopt ‘wait and see’ approach due to market uncertainty

An increasing number of private landlords appear to be waiting to see what impact Brexit and regulatory changes will have on...

18 December 2018

From: Breaking News

Softening mortgage market highlights BTL concerns

Buy-to-let mortgage activity continued to slow in October, as fewer landlords took out home loans as a result of tax changes...

13 December 2018

From: Breaking News

Government’s tax changes have led to the ‘sledgehammering of the BTL industry’

Activity in the buy-to-let market dropped further in July as a result of government interventions and a wider housing slowdown, new...

13 September 2018

From: Breaking News

BTL landlords continue to see ‘the worth in property investment’

The number of buy-to-let landlords acquiring new properties continues to tumble as recent tax changes bite, but property remains a viable...

13 September 2018

From: Breaking News

Government urged to stop ‘penalising’ BTL landlords

The government must move now to start supporting those that invest in the private rented sector or risk seeing significantly more...

29 August 2018

From: Breaking News

Landlords maintain BTL ‘portfolio sizes’ - Foundation Home Loans

The UK housing market continued to slow last month as reflected by a drop in new mortgage lending, with many buy-to-let...

28 August 2018

From: Breaking News

Almost one in ten people want to invest in buy-to-let property

With savers receiving appalling returns from banks and building societies, many people are unsurprising still interested in investing in buy-to-let as...

24 August 2018

From: Breaking News

Buy-to-let market to remain subdued until 2021

The buy-to-let market is expected to remain subdued for the next three years mired by tax changes and tougher mortgage lending...

21 August 2018

From: Breaking News

Long-term property investment should see BTL landlords ‘come out on top’

Higher taxes, tougher mortgage lending conditions, along with political and economic uncertainty are making investment in buy-to-let less attractive to many existing and potential...

16 August 2018

From: Breaking News

The Swansea BS team up with TBMC to offer BTL and holiday let products

The Swansea Building Society will now offer its buy-to-let and holiday let products through TBMC’s mortgage panel after joining forces with...

31 July 2018

From: Breaking News

Paragon continues to see ‘strong demand from professional landlords’

Paragon has seen a significant increase in mortgage lending supported by its buy-to-let offering. Best known for its specialist focus on buy-to-let...

24 July 2018

From: Breaking News

Vida Homeloans introduces lower buy-to-let fees

Vida Homeloans has cut its buy-to-let fees on smaller buy-to-let loans to 1% in a bid to win more business from...

11 July 2018

From: Breaking News

Landlords urged to be cautious over limited company incorporation

Landlords are being advised by buy-to let broker Commercial Trust Limited to seek specialist tax advice before making the decision to...

28 June 2018

From: Breaking News

Lenders will be forced to push up mortgage rates because of higher costs

Banks will almost certainly be forced to raise mortgage rates as cheap money provided by a closed Bank of England scheme...

27 June 2018

From: Breaking News

UK rents set to rise as demand outstrips supply

Rents in the UK are set to increase as demand for rental properties grows, but the number of homes coming on...

15 June 2018

From: Breaking News

Kensington Mortgages cuts rates and offers higher LTV mortgage lending

Kensington Mortgages has increased the loan-to-value limits and reduced rates on a series of its buy-to-let mortgages to improve the affordability...

15 June 2018

From: Breaking News

These are the big issues facing property investors, including BTL landlords

Brexit uncertainty, higher taxation and more stringent mortgage lending conditions are among the toughest challenges currently facing property investors, including buy-to-let...

14 June 2018

From: Breaking News

BTL share of mortgage lending up for first time since Q1 2017

Buy-to-let mortgages accounted for 13.9% of new lending during the first quarter of this year, new figures reveal. Fresh data from the...

13 June 2018

From: Breaking News

Allsop defy political uncertainty, but BTL investors remain cautious

Allsop’s latest residential auction in London raised more than £67m, with a success rate of 75%, but buy-to-let investors in the...

06 June 2018

From: Breaking News

BTL investors in Scotland urged to ‘ride the storm’

Landlords continue to feel the pinch after the latest phase of the government crackdown on buy-to-let came into effect last month,...

23 May 2018

From: Breaking News

Sharp decline in buy-to-let lending as tax and tougher mortgage rules bite

Buy-to-let mortgage lending plummeted during March, as reflected by the latest data released by UK Finance. Fresh figures from the banking industry...

17 May 2018

From: Breaking News

More than 300,000 property sales collapse every year

Various reports suggest that a number of buy-to-let landlords plan to exit the private rented sector due to concerns about the...

14 May 2018

From: Breaking News

Rise in demand for buy-to-let mortgages

There has been a sharp rise in demand for buy-to-let mortgages after a number of two-year fixed deals came to end. A...

27 April 2018

From: Breaking News

BTL mortgage lending falls to four-year low

Mortgage lending fell to a four-year low during the final quarter of last year as tax reforms continue to deter buy-to-let...

14 March 2018

From: Breaking News

How will Brexit affect the rental market in 2018?

There has been much debate about Brexit and how it will impact the property market and the economy as a whole. ...

02 March 2018

From: Breaking News

Buy-to-let landlords to face remortgaging issues

Many buy-to-let landlords with two-year fixed deals that are about to come to an end are likely to face difficulties in...

23 February 2018

From: Breaking News

Expat demand for buy-to-let property increases

There has been a sharp rise in the number of expats in Australia looking to invest in UK buy-to-let property, despite...

08 February 2018

From: Breaking News

Paragon sees significant growth in buy-to-let lending

Despite a challenging 2017 for the buy-to-let market, characterised by tax and regulatory changes, including the first stage of the phasing out...

24 January 2018

From: Breaking News

Accord offers to help landlords manage ‘upfront costs of remortgaging a property’

Accord Buy To Let is offering landlords who remortgage a £500 cashback on selected loans, including eight remortgage deals. The intermediary-only lender,...

08 January 2018

From: Breaking News

2017 was a ‘tough year’ for landlords but there is still ‘appetite’ for BTL

The phasing out of mortgage interest relief and tougher mortgage lending conditions contributed to what was a rather difficult 2017 for...

03 January 2018

From: Breaking News

Happy New Year from everyone at Landlord Today

What a year it’s been! There was an unanticipated snap general election, the unexpected result, and consequently what we have now...

29 December 2017

From: Breaking News

Buy-to-let mortgage lending remains flat

Mortgage lending to buy-to-let investors remained largely unchanged in August despite an overall increase in residential mortgage lending, according to the...

16 October 2017

From: Breaking News

Letting agents under ‘increasing pressure’ from changing legislation

It is currently a challenging time for letting agents, following a raft of changes introduced by the government prompting concern that...

25 September 2017

From: Breaking News

Rental market in Scotland ‘remains in good shape’ despite ban on fees

It is currently a challenging time for letting agents, following a raft of changes introduced by the government prompting concern that...

13 September 2017

From: Breaking News

BTL tax changes push ‘amateur landlords out of the market’

The steady levels of mortgage activity seen through the first half of the year continued into July, with gross mortgage lending...

25 August 2017

From: Breaking News

Lender overhauls BTL mortgage deals

New Street Mortgages has unveiled changes to its buy-to-let range, while also making key alterations to its lending criteria. The lender has...

17 August 2017

From: Breaking News

Top tips: A few options to help protect your profits and limit loss

The anti-landlord policies adopted by the government has had an adverse impact on private landlords, especially the smaller players, over the...

26 July 2017

From: Breaking News

Sharp decline in buy-to-let landlords ‘likely to back fire on tenants’

Buy-to-let landlords are currently in retreat in the property market, leaving many prospective first-time buyers, including many existing tenants, in a...

26 July 2017

From: Breaking News

Mortgage lending increases for all borrowers, including BTL investors

Mortgage lending rose for all borrowers, including buy-to-let landlords, in May, although there is a possibility that the drop in lending...

14 July 2017

From: Breaking News

BTL lending forecast revised down

The Council of Mortgage Lender’s (CML) buy-to-let forecast for 2017 and 2018 has been revised down from previous expectations at the...

23 June 2017

From: Breaking News

Landlord networking event in Southport - free entry

From unfavourable tax changes to tougher mortgage lending conditions, the past 18 months or so have been difficult for many buy-to-let...

15 June 2017

From: Breaking News

Demand for buy-to-let falls as higher taxes bite

The number of buy-to-let landlords registering to buy property fell last month by 3.7% in England and Wales compared with the...

07 June 2017

From: Breaking News

Sharp rise in the number of first time buy-to-let investors

There has been a significant increase in the number of people investing in the buy-to-let sector for the first time over...

01 June 2017

From: Breaking News

Ipswich BS increases mortgage range to meet the ‘needs of borrowers’

Ipswich Building Society has expanded its ever growing range of mortgages with the launch of three new five-year fixed rate products,...

26 May 2017

From: Breaking News

Paragon's mortgage lending soars despite tax changes for landlords

A growing number of private landlords are successfully adjusting their investment strategies to mitigate the impact of changes in tax and...

24 May 2017

From: Breaking News

BTL deals available to limited companies double in a year

It is a currently a challenging time for buy-to-let landlords, following a raft of changes introduced by the government which are...

23 May 2017

From: Breaking News

Buy-to-let lending ‘unlikely to recover in the near future’

The UK property market continued to rally last month, with gross mortgage lending surging by 19% compared with February, but it...

21 April 2017

From: Breaking News

Significantly more landlords using limited companies to beat BTL tax changes

There has been a sharp rise in the number of landlords using limited companies to manage their buy-to-let portfolios as a...

05 April 2017

From: Breaking News

Buy-to-let property purchase activity ‘continues to be weak’

The number of buy-to-let loans secured by buy-to-let landlords increased in January to the second highest monthly level since the introduction...

16 March 2017

From: Breaking News

Buy-to-let enquiries soared in Q4 2016

Enquiries from investors seeking to invest in the buy-to-let market rose sharply in the final three months of 2016, new figures...

14 March 2017

From: Breaking News

Investment in transport infrastructure could boost rents

The chancellor’s pledge to create a £690m competition fund for English councils to tackle urban congestion and develop local transport networks,...

09 March 2017

From: Breaking News

A higher number of landlords seek to bypass buy-to-let tax changes

The buy-to-let boom of recent years has fed the stereotype that Brits are obsessed with property. Ever since Margaret Thatcher declared...

28 February 2017

From: Breaking News

Banks and building societies urged to lend to self-employed landlords

More banks and building societies should consider lending to self-employed landlords, according to the Mortgage Broker Ltd. The national mortgage broker is...

17 February 2017

From: Breaking News

What does 2017 have in store for the BTL mortgage market?

Can we predict what the next 12 months may bring for the buy-to-let mortgage market? Many experts have attempted to do...

27 January 2017

From: Breaking News

NLA updates mortgage sourcing system ahead of tax changes

Online mortgage search tool NLA Mortgages has implemented a new sourcing system, allowing landlords to find mortgage products based on their...

23 January 2017

From: Breaking News

Strong start to the year for buy-to-let market

While many will agree that 2016 was not the best year for buy-to-let, as the government introduced a raft of anti-landlord...

20 January 2017

From: Breaking News

Demand for buy-to-let set to fall in Q1 2017

The number of people investing in the buy-to-let sectors is expected to fall in the first quarter of the year ahead...

16 January 2017

From: Breaking News

Vast majority of letting agents expect rents to rise in 2017

Rents will continue to increase next year, owed in part to a reduction in housing supply in the private rented sector...

20 December 2016

From: Breaking News

Buy-to-let borrowing falls by a fifth to hit a ‘new normal’ level

Buy-to-let lending has fallen significantly as tougher lending rules and the introduction of the 3% stamp duty surcharge on additional homes...

15 December 2016

From: Breaking News

Rents predicted to increase 15% by 2020

Rents across the UK are set to rise considerably faster than house prices over the next three years, according to the...

12 December 2016

From: Breaking News

Days of the buy-to-let landlord are numbered, says Fergus Wilson

Tax changes and more stringent mortgage lending conditions will sound the death knell for small buy-to-let landlords, according to Britain’s largest...

12 December 2016

From: Breaking News

Demand slumps following ‘extraordinary attack on buy-to-let landlords’

One of Britain’s largest housebuilders has warned of a sharp decline in demand caused by Brexit uncertainty and the government’s outright...

05 December 2016

From: Breaking News

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